MORTGAGE CENTER | BLOGS

HOW DOES CREDIT SCORE PLAY INTO BUYING A HOUSE?
Having a higher rate means a higher monthly payment. A person with a credit score in the upper 500’s will have a higher rate than someone that has a credit score in the lower 700’s which means a higher monthly payment. And it could be the difference of hundreds of dollars a month.

WHY GET A CONSTRUCTION LOAN?
Want a large backyard? Need somewhere to store an RV or snowmobiles? Is there a specific layout your looking for? Chances are you aren’t going to find exactly what you want in such a competitive market, but a construction loan from University Credit Union allows borrowers to get everything they need. On top of that you’ll get to choose all the colors, carpets and finishes. You’ll put your stamp on everything.
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